Feeling worried is a normal part of life, and everyone experiences it. However, worry can sometimes become overwhelming or begin to affect our daily life. This can happen when we get stuck on a particular worry or believe that worrying itself is helping us, for example, by keeping us safe or explaining why we feel unwell.
There are many useful techniques that can help us respond to worry more effectively. This booklet helps you understand worries and learn two practical techniques to manage them: Worry Time and Problem Solving.
When worry feels too much, we may:
- avoid situations that make us anxious
- spend so much time thinking about our worries that everyday tasks become harder
- put off problems rather than addressing them.
These patterns can unintentionally keep the worry going. Instead of reducing anxiety, they often maintain it and make us feel more anxious over time.
The diagram below shows how this cycle works:

There are many useful techniques that can help us respond to worry more effectively. This booklet helps you understand worries and learn two practical techniques to manage them: Worry Time and Problem Solving.
- Notice and write down
- Notice when you have a worrying thought.
- Write it down – for example, in a notebook, on a post-it note, or on your phone
- This helps you step back from the worry rather than getting caught up in it.
2. Understand the type of worry
Ask yourself: Is this worry practical or hypothetical?
Hypothetical worry (future, “what if?”):
- Might happen in the future, not happening right now
- Often outside your control
- Not something you can act on right now
Practical worry (current, actionable):
- A real problem happening now or soon
- Something you can take steps to address
- Often something you have been avoiding
3. Choose the most helpful approach
- If many of your worries are hypothetical > use Worry Time
This technique focuses on postponing and letting go of worries you cannot act on in the moment.
- If many of your worries are practical > use Problem Solving
This technique helps you work out what you can do and make a plan to solve the problem.
Worry Decision Tree

The rest of this page will explain how to use each of these approaches in more detail.
We will start by showing an example of how to write down your worries using a Worry Diary. This example will help you see how to notice your worries and sort them into practical or hypothetical worries.
Example of using a Worry Diary:
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Situation (Describe who, what, where, and when you were worried) |
Your worry Write the worry as a “What if…? thought |
Intensity How anxious you felt (0 – 10, 0 = none, 10 = most anxious) |
Type of worry Practical (P) or Hypothetical (H) |
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Upcoming return-to-work meeting after sickness absence. I notice the worry most at night and whenever work is mentioned. |
Even though I have a good relationship with my employer, I keep thinking “What if the meeting goes badly and I’m treated unfairly?”
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7 |
H — Future‑focused and not in my control right now.
Plan: Use Worry Time.
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I am worried about losing touch with friends because pain makes nights out hard. Seeing group chat messages makes me anxious, so I have been messaging less.
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Even though my friends are kind and supportive, I keep worrying about what might happen if I avoid contact.
“What if they stop wanting to speak to me or feel awkward about going out without me?”
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5 |
P — Current problem I have been avoiding.
Plan: Use Problem Solving
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We have included a blank copy of this table at the end of the page.
You may find it helpful to use it regularly to notice your worries and classify them as practical or hypothetical.
Schedule
- Choose a specific time (as needed) for Worry Time (avoid just before bed).
- Put it in your calendar or diary. Using the same time daily helps build a routine.
Write down the worry
- Keep noting down any worries as they come.
- When you notice a Hypothetical Worry, remind yourself that you do not need to deal with it right now and can review it at Worry Time. Write it down and return to what you were doing.
Refocus attention
- Try to let go of your worry for now. This may feel difficult, but remember that you have set aside specific Worry Time when you can return to it when you are in a better position to think it through.
- Gently bring your attention back to the present moment and the activity you were doing.
- If that’s hard, take a moment to notice your surroundings (what you can see or hear) to help you anchor your attention before continuing with your task.
- You may find it helpful to switch to a simple activity, e.g., listening to music, reading, or doing something practical.
Worry time
During your scheduled Worry Time, look over your worries one by one. You may choose to rewrite them as you review them.
As you work through each worry, ask yourself:
• Do I feel any different about this worry now compared to when I first wrote it down?
• How truthful or helpful does this worry seem now?
• Did the thing I was worried about actually happen, and if so, how did I cope?
• Is this still a problem, or has it changed?
If a worry is a practical worry, switch to using the Problem Solving approach. Sometimes, by the time you revisit a worry, it already feels less intense or easier to manage.
- Try to keep your Worry Time to around 20 minutes. When you finish, it can help to let go of your list physically (e.g., rip it up, throw it away, or delete it if it’s on your phone or computer. When you come back to Worry Time next time, start with a fresh sheet.
Identify one problem
It is common to have more than one problem at the same time.
Start with one problem, ideally the one that would make the biggest difference to your wellbeing if it were resolved.
Example problem:
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Identify one problem |
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I have too much work to do, so I am completing work at home and missing time with my family. |
List all the solutions (aim for at least three)
Write down as many options as you can think of, even if some seem unrealistic.
If you are finding it difficult to come up with ideas, you could ask a trusted family member or friend for suggestions, or look online for examples of how others have approached similar problems.
If you still struggle to identify solutions after trying these steps, it may be helpful to return to the previous stage and choose a different problem to prioritise.
Example options:
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List all possible solutions (aim for at least three) |
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1. Only do the work I can complete during my contracted work hours 2. Talk to my manager about the workload and how it is affecting my home life 3. Try to manage my time more effectively during the workday 4. Leave my job |
Choose which solutions may work best
Once you have a list of possible solutions, consider the advantages and disadvantages of each one to help you decide which option might work best.
|
Solution |
Advantages |
Disadvantages |
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Only do the work I can complete during my contracted work hours |
More family time.
Highlights the workload problem.
Doing more pleasurable activities at home may improve my mood and ability to cope.
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May not finish all my work. Workload could build up each day. Might feel more stressed.
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Talk to my manager about the workload and how it is affecting my home life
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My manager is in a position to help. Could lead to more family time.
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I feel worried about my manager knowing I am struggling. It might not lead to any changes. |
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Try to manage my time more effectively during the workday |
More family time. |
Still may not be enough time to complete all tasks.
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Leave my job
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No longer feel overwhelmed by my current workload.
May have more time and energy for my family and personal life.
Opportunity to find a role that better suits my needs.
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Loss of current income and financial security.
May take time to find a new job.
Short-term stress.
Might not solve workload issues in future roles |
Select one solution and create a plan
After reviewing the advantages and disadvantages of each possible solution, rate how effective each option is likely to be.
You might use a scale from 1 to 10, where 10 = very likely to work and 1 = least likely to work.
Choose the option you believe will help most. If several are equal, pick the one that:
- Needs the least time/effort, or
- feels the most manageable, or
- you feel most confident to try first.
Create a specific action plan
Once you have chosen your solution, create a clear and detailed plan.
Start by identifying:
- The first step you need to take
- Where you will do it
- When you will do it
- Who will be involved (if anyone)
If the plan feels big or overwhelming, break it into smaller steps until each part feels achievable.
|
Step # |
What I will do |
Where |
When (date/time) |
Who is involved |
Confidence (0–10) |
|
1 |
Email manager to request a 15‑minute check‑in about workload |
Office/email |
Mon 23 Feb, 10:00 |
Me, Manager |
7 |
|
2 |
List top 5 tasks for the week; time‑box them |
Desk |
Mon 23 Feb, 10:30 |
Me |
8 |
|
3 |
Leave work on time 3 days this week |
Office |
Tue–Thu, 17:00 |
Me |
6 |
Implement the plan and review
Put the plan into action.
Afterwards, take some time to reflect:
- What went well?
- What did you learn?
- What, if anything, would you change next time?
If the solution did not fully solve the problem, consider whether you need to adjust the plan, or whether it might be helpful to return to your list and try a different solution.
Remember, problem solving is often a process of testing different options and learning what works best for you.
Worry Diary
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Situation (Describe who, what, where, and when you were worried) |
Your worry Write the worry as a “What if…? thought |
Intensity How anxious you felt (0 – 10, 0 = none, 10 = most anxious) |
Type of worry Practical (P) or Hypothetical (H) |
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Problem Solving
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Problem |
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Possible solutions (aim for at least three) |
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1 2 3 |
Advantages and disadvantages:
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Solution |
Advantages |
Disadvantages |
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Action plan:
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Step # |
What I will do |
Where |
When (date/time) |
Who is involved |
Confidence (0–10) |
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23-64 © RNOH
Date of next review: August 2027
Authors: Simon Wilson & Nisha Sharma
Department of Clinical Health Psychology, RNOH
Page last updated: 10 March 2026
